5 minutes of work can mean hundreds of thousands of yen! Let us help you claim
what is yours.
Expatriates who left jobs in Japan after 1994 may be eligible
for a lump-sum withdrawal payment from the national insurance program. This process is very easy. Simply download the application form from:
And send it in.
withdrawal payment is subject to a Japanese income tax of 20%, but that too may
be reclaimed by utilizing our Pension Refund Filing
Service. Even though there is a 5 year statute of limitation
to claim this tax refund we have been lucky. Let us try. If you have received payment after 1999 we can still
How to apply! We've made it very easy.
There are three sections to this file.
Please read all parts carefully,
then email me with questions or to request
Pension Refund Filing Service
you are leaving Japan soon, you should visit your local Social Insurance
Office (Shakai Hoken Jimusho) or the National Pension Section of the municipal
office near you, and request the claim forms (Link) and multi-lingual brochure
for the Request of Arbitration for Lump-Sum Withdrawal Benefit. Ask for
Dattai Ichijikin Saitei Seikyusho for the Kokumin Nenkin/Kosei
Withdrawal Payments are granted, in principle, on request to persons who satisfy
all of the following four conditions and have filed a claim within two years after
leaving Japan. The request form is available at Social Insurance Offices
and City Hall (or ward office). The conditions are as follows;
who do not possess Japanese citizenship.
· Persons who contributed to the
National Pension or the Employees Pension Insurance premiums for at least 6 months.
· Persons who do not have a place of residence in Japan.
· Persons who have
not qualified for pension benefits, (including the Disability Allowance) in the
(Documents to be attached)
·A copy of your passport with a sealing of departure from your home
·A copy of the documents to specify your bank account number.
of Lump-Sum Withdrawals|
6 months to 12 months||Average
standard salary * 0.5||¥
12 months to 18months||Average
standard salary * 1.0||¥
18 months to 24 months||Average
standard salary * 1.5||¥
24 months to 30 months||Average
standard salary * 2.0||¥
30 months to 36 months||Average
standard salary * 2.5||¥
than 36 months||Average
standard salary * 3.0||¥
for the Aged Foreign Residents
Of all foreign residents, those who were not
qualified as recipient of the Basic Old Age Pension under the National Pension
System will receive this benefit (¥10,000/month).
An automatic 20% income
tax will be withheld from this payment.
to get that back with our Pension Refund Filing Service
Please note: This refund is
administered by the Social Insurance Agency and is applicable to any non-Japanese
citizen who has paid into the pension for six months or more. Thus, no organization
is responsible for the decisions made by said agency, nor can they check on individual
claims. If you have any questions about your claim please send them (in English
or Japanese) to the following address:
Social Insurance Office Center
Suginami-ku, Tokyo 168-0071
20% tax refund
Q. "What is this... they tax my Lump Sum Payment?"
A. Yes, but you can get it back.A flat-rate tax of 20% is levied on the Lump-Sum
Withdrawal Payment. A person working for 3 years on the program who has made 36
months payments into the fund:Once you have received the Lump-Sum Withdrawal Payment
you can apply to reclaim the tax. Applications must be made within 5 years of
Q. How can I get this tax refund back?
You need to
choose a tax representative, (We no longer help people get their taxes back. This information is for only to help you.
Refund Filing Service a person who is a resident in Japan. We will fill-in
the required paperwork, claim the tax, collect it, and then send the funds to
you in the manner easiest for you.
Q: I will be returning home after a
long stay in Japan. I was working in Japan from 1990-1993 and I paid into the
National Pension Scheme. Am I eligible to claim back the original payment?
The Pension Reform Bill was passed in the Diet on November 2, 1994, and became
effective on November 9, 1994. In order to qualify to be considered for the Lump
Sum Payment (the pension refund), you need to have been in Japan on or after 11/9/94,
had a Japanese address on or after 11/9/94, have ALL of the following four
conditions listed above.
There is no rule that you can
not come back to Japan, work 1 month, pay the fee, and collect for the entire
term. Many people I know have done this. Learn your rights.
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